I'm being asked (required) to carry commercial general liability insurance in addition to the person liability insurance that I already carry. The policy is to have a minimum $2 million per occurrence / $3 million in aggregate limits.
My personal liability is about $350 per year. The commercial general liability is almost $200 per month!! The district initially said they would pay since they are requiring the policy, but are now pushing back.
If you have any knowledge of a plan that is more reasonable, please let me know.